Terms of Use

Last updated: January 2025

1. Acceptance of Terms

By accessing and using BudgetXpert, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this platform.

We reserve the right to modify these terms at any time. Continued use of the platform after any changes constitutes acceptance of the new terms.

2. Use License

Permission is granted to temporarily access BudgetXpert for personal or commercial business use. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose outside your organization; attempt to decompile or reverse engineer any software contained on the platform; remove any copyright or other proprietary notations from the materials.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by BudgetXpert at any time.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.

You must provide accurate and complete information when creating an account. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure.

4. Service Availability

BudgetXpert strives to provide continuous service availability. However, we do not guarantee that the service will be uninterrupted, timely, secure, or error-free. We reserve the right to suspend or discontinue any part of the service at any time.

We may perform scheduled maintenance that could temporarily affect service availability. We will make reasonable efforts to notify users in advance of any planned maintenance.

5. Data and Privacy

Your use of BudgetXpert is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal data.

You retain all rights to your data. We will not share, sell, or distribute your financial data to third parties except as required by law or as explicitly authorized by you.

6. Limitation of Liability

BudgetXpert shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use the service.

In no event shall our total liability exceed the amount paid by you, if any, for accessing the service during the twelve months prior to the claim.

7. Contact

If you have any questions about these Terms of Use, please contact us at support@budgetxpert.com.